July 26, 2013

Four Ways to Fund the Cost of Home Improvements

Every year, huge numbers of people across the UK decide to carry out home improvements of one type or another. Some decide to do this because they simply want to upgrade their home. Others have struggled to sell their property and decide instead to adapt their existing home to make it more suitable to their needs, rather than to sell up and move.

Whatever your reasons for making home improvements, and no matter what types of improvements you are carrying out, one thing you will need access to is funding for your project. Whether you're looking to improve your home with fitted bedrooms or whether you want to install double glazing and improved heating, you will need to ensure you have the money available to pay for the work.

How to pay for your home improvements

There are a number of options available if you are looking for ways in which you can fund the cost of your home improvement project. Some of the popular options you can select from include the following.

July 13, 2013

Feed Your Pet Raw Food and See Your Vet Bills Drop

Dr . Kollath, of the Karolinska Hospital in Stockholm, headed a study done on animals. When young animals were fed cooked and processed foods they initially appeared to be healthy. However, as the animals reached adulthood, they began to age more quickly than normal and also developed chronic degenerative disease symptoms. A controled group of animals raised on raw foods aged less quickly and were free of degenerative disease. In nature, we see other examples of wild animals eating entirely enzyme rich raw foods being free of the degenerative diseases that afflict humans.

June 23, 2013

The Massive Advantages of Mobiles

Everyone these days has a mobile phone. In fact, I don’t know anyone who doesn’t have one of these devices almost glued to them. Even lower-end of the market phones have incredible functionality, but I think that many people underutilise their mobiles when they could be using them to save money.
You might this thinks sounds crazy but with these tips you will soon see that using your mobile can actually help you save money, whilst capitalising on the features available in the palm of your hand.

Free Wi-Fi

If you are spending a fortune downloading or streaming movies and music via a home internet connection start using free Wi-Fi hotspots to download large files and data. Most coffee shops and restaurants offer free Wi-Fi and many public places allow you to use their connection at no cost. Use your mobile to download apps, movies or other large files and save yourself a fortune in bandwidth and internet bills.

June 14, 2013

Comparison Shopping for Insurance and Gas

When it comes to saving money, most consumers like you and I are very short term thinkers. We care about saving money now - the money that's in our pockets. But regarding some of our longer term and bigger expenses - we don't even pay attention. It's a psychological mystery for sure. Why do we do it? What makes us care about the cash that's in our pockets now, while we ignore savings opportunities that could put more cash in our pockets later?

June 5, 2013

Tips for Being a Better Spender and Saver

Spending and saving just don’t seem to go hand in hand, and yet we must continue to spend in order to survive. It’s tough to watch the pennies all the time and it can make you feel hard done by and somewhat resentful.

However, with our tips you can have your cake and eat it too, as there are clever ways to spend and still continue to save money.

Don’t live off your earnings

Psychology is powerful. Looking at your paycheque, you will find yourself automatically budgeting how you can spend using the money you now have in your account. Even if you intend to save some of it, you will end up spending it all before your next payday.

June 4, 2013

Croatia Financial Update

There has been discussion of Croatian wine in this column in the past but now, with EU accession in clear sight, it has become a serious matter. The tight control of Brussels over the naming of products (think Champagne and Parma ham, which can only be named as such if they come from a particular region) could affect Prosek and Teran. Prosek is on days-to-do, not as a drink but as a label, because the commissioners think it sounds too similar to Italy's Prosecco. Never mind that the commissioners fail to realise that Prosek is sweet and flat, Prosecco dry(ish) and fizzy. Croatian Teran could suffer a similar fate if Slovenia has its way. Ljubljana got in first with its EU membership and territorial nomenclature and wants to maintain its monopoly of the name.