With permission from Kevin @ Thousandaire.com, I’ve pretty much copy & pasted his disclaimer and changed some of the wording to make it my own. The following disclaimer is meant to include anything on RamblingFever.com and any sub-domain of RamblingFever.com.
RamblingFever.com Disclaimer
Commenters: I am responsible for what I write on my website. YOU are responsible for what YOU write on my website. If you do choose to comment on my website, understand that you alone are responsible for those comments. If you aren’t comfortable with taking responsibility for those comments, then keep them to yourself. Thanks. I also reserve the right to delete comments on my site for any reason.
Financial Decisions: My financial decisions are always my own, and yours are always your own. I might write about having a Roth IRA or investing in a stock. I’m not telling you to do the same. You might decide to do the same after reading my site, but it is not my responsibility if you lose money. Your money is your money and your decisions are your decisions.
Financial Decisions: My financial decisions are always my own, and yours are always your own. I might write about having a Roth IRA or investing in a stock. I’m not telling you to do the same. You might decide to do the same after reading my site, but it is not my responsibility if you lose money. Your money is your money and your decisions are your decisions.
Content Validity: At the time of writing, this blog may be well over a year old. At the time you are reading this, it could be 85 years old or more. I might have written something 30 days ago or 84 years ago that is no longer true or valid. I’m usually always right at the time of posting, but once the article is more than 1 second old, things can change and I could end up wrong.
Content Accuracy: I link to sources and make sure my content is as accurate as possible. If I make a factual mistake, let me know and I will fix it. On the other hand, my opinions are frequently very… well… opinionated. My opinion is never wrong unless I change my mind. You are welcome to disagree with me, but I’m welcome to disagree with you.
External Links: Imagine if you left your house today for work, then returned to the exact same address and there was a completely different building there. Welcome to the internet. When I post a link, I am directing you to what I saw at that link. If the content on that link has changed since I posted it, not my fault. In fact, I’m never responsible for content on other people’s site, even if it is the content I wanted to link to. If you don’t want to read other people’s stuff, don’t click the links.
Photographs and Graphic Images: All images on RamblingFever.com with attribution are creative commons images. The image owner has been generous enough to share the image with everyone. Check out their webpage if you want to see more of their work. If there is not attribution, the image is my own. You are welcome to use it as long as you link back to me. Sharing is caring.
Libel: The intent of this blog is not to malign any religion, ethnic group, club, organization, company, or individual. The intent of this blog is also to share correct information and share my opinion. I will not be held responsible for libel for any of my opinions, facts I report, or anything external to this website.
Responsibility: This blog is my own. It doesn’t represent the views of my employer, my church or my wife. It doesn’t represent the views of my city, state or country. Nor does it represent the views of my race, socioeconomic status or any other group. This blog represents me as an individual. Furthermore, the content of any guest post is the responsibility of that author.
Do No Harm: This blog exists for the sharing of my personal knowledge and information. I can’t make you rich, poor, famous, desolate, taller, shorter, smarter, dumber or anything else. Anything you choose to do after reading this website is your responsibility alone.
Language Issues: I speak and write in English. Most of my readers do too. If you are reading this site in a different language, I am not responsible for the translation and/or any unintended meaning of a bad translation. I could try to write a blog in another language, but I’d run out of things to say after “hello”.
Copyright: For the second time in this disclaimer, sharing is caring. If you want to use anything on my website, just give me credit (or the original author/photographer if it is not mine) by linking to that content and use it. As long as you give credit where credit is due, we’re cool.
International and Cultural Laws: I am governed by the laws of the United States of America (although sometimes I wish I wasn’t). If you are governed by laws of another country, you better make sure visiting this site doesn’t break any of those laws. If this site is illegal for you, then you have to deal with the legal ramifications, not me.
Privacy Policy
This Privacy Policy governs the manner in which RamblingFever Money collects, uses, maintains and discloses information collected from users (each, a "User") of the http://money.ramblingfever.com website ("Site"). This privacy policy applies to the Site and all products and services offered by RamblingFever Money. Personal identification information We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities. Non-personal identification information We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information. Web browser cookies Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly. How we use collected information RamblingFever Money collects and uses Users personal information for the following purposes: - To improve our Site We continually strive to improve our website offerings based on the information and feedback we receive from you. - To administer a content, promotion, survey or other Site feature To send Users information they agreed to receive about topics we think will be of interest to them. - To send periodic emails The email address Users provide will only be used to respond to their inquiries, and/or other requests or questions. How we protect your information We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site. Sharing your personal information We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above. Third party websites Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website's own terms and policies. Advertising Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers. Google Adsense Some of the ads may be served by Google. Google's use of the DART cookie enables it to serve ads to Users based on their visit to our Site and other sites on the Internet. DART uses "non personally identifiable information" and does NOT track personal information about you, such as your name, email address, physical address, etc. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at http://www.google.com/privacy_ads.html Changes to this privacy policy RamblingFever Money has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications. Your acceptance of these terms By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes. Contacting us If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at: RamblingFever Money http://money.ramblingfever.com matt76allen@gmail.com This document was last updated on March 05, 2012 Privacy policy created by http://www.generateprivacypolicy.com
Privacy Policy
This Privacy Policy governs the manner in which RamblingFever Money collects, uses, maintains and discloses information collected from users (each, a "User") of the http://money.ramblingfever.com website ("Site"). This privacy policy applies to the Site and all products and services offered by RamblingFever Money. Personal identification information We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities. Non-personal identification information We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information. Web browser cookies Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly. How we use collected information RamblingFever Money collects and uses Users personal information for the following purposes: - To improve our Site We continually strive to improve our website offerings based on the information and feedback we receive from you. - To administer a content, promotion, survey or other Site feature To send Users information they agreed to receive about topics we think will be of interest to them. - To send periodic emails The email address Users provide will only be used to respond to their inquiries, and/or other requests or questions. How we protect your information We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site. Sharing your personal information We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above. Third party websites Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website's own terms and policies. Advertising Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers. Google Adsense Some of the ads may be served by Google. Google's use of the DART cookie enables it to serve ads to Users based on their visit to our Site and other sites on the Internet. DART uses "non personally identifiable information" and does NOT track personal information about you, such as your name, email address, physical address, etc. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at http://www.google.com/privacy_ads.html Changes to this privacy policy RamblingFever Money has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications. Your acceptance of these terms By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes. Contacting us If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at: RamblingFever Money http://money.ramblingfever.com matt76allen@gmail.com This document was last updated on March 05, 2012 Privacy policy created by http://www.generateprivacypolicy.com
